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2021 Board Nominations

The following people have submitted their names as candidates for the WBPOA Board election on May 15th, 2021.

Nominations may also be made from the floor at the Annual Meeting.

Letters from some nominees explaining what they would do if elected

Leonard Critcher*, BA, MA, CLU, ChFC. CWS


2006-2013 Senior Wealth Planner, Comerica Bank
Comprehensive Wealth Planning for affluent bank clients and extensive Business Succession/Continuation Planning. Leader in generated revenue for the entire national Wealth Planning Team each year for six consecutive years. Developed comprehensive program for integration of Wealth Planning into various bank business units with emphasis on Middle Market. Developed and implemented Business Succession Planning seminars for business owners. Personally organized, planned and participated in numerous seminars. Scripted, produced and recorded over twenty, one-half hour educational broadcasts on a variety of Wealth Planning issues. Author of numerous technical articles posted on bank’s internal website.

1989-2006 President, The F.I.R.M., Dallas, TX
Financial Planning firm with emphasis on Wealth Preservation and Asset Protection. Developed and marketed nationally The F.I.R.M.plan, a strategy designed to protect physicians’ A/R from malpractice litigation. The F.I.R.M.plan was utilized and endorsed by numerous national marketing groups, well known insurance carriers and was the only plan utilized by Merrill Lynch.

1982-1989 Regional Marketing Director, Philadelphia Life, Shreveport, LA & Dallas, TX
Managed brokerage operations that marketed a variety of company products. Consistent top producing office each year.

Prior to 1982 Financial Services producer and manager


Centenary College, Shreveport, LA
B.A., Dean’s List, Outstanding Graduate

Ohio University, Athens, OH
M.A., PhD study

American College, Bryn Mawr, PA
Chartered Life Underwriter, Chartered Financial Consultant

Cannon Financial Institute, Atlanta, GA
Certified Wealth Strategist

Published Books

Drawing The Line, Crossing The Line, It’s Greek To Me, How to Sell Annuities, A Woman’s Guide to Money, COVERING YOUR ASSets, Welcome To The Metroplex

White Bluff Property Owners Association

Board of Directors
        Vice President-  2015-2016
        President-         2016-present
Homeowner since 1999

James Edward (Jim) Fletcher*, Ph.D.


Texas A&M University, B.S. (Magna Cum Laude, 1973)
Texas Tech University, M.S. (1976)
Michigan State University, Ph.D. (1978)

Professional Experience

Seasonal Ranger, National Park Service, Canyonland National Park (Summer 1972)
Superintendent of Parks, City of Montgomery, Alabama (1973-1975)
Research Assistant, Texas Tech University (1975-1976)
Instructor and Research Assistant, Michigan State University (1976-1978)
Assistant Professor, Texas A&M University (1978-1984)
Retail Hobby Shop Owner in Texas and California (1983-1990)
Associate Professor (1984-1988) and Professor (1988-2010), California State University, Chico
Academic Department Chair, California State University, Chico (1986-1995; 2005-2010)
Director, Survey Research Center, California State University, Chico (1994-2002) Director, Program for Applied Research and Evaluation, California State University, Chico (2002-2010)
Private Consultant - Research, Policy Evaluation, Planning, and Maintenance Operations (1992-2010)
Contributing Faculty, Walden University (2011-2016)

Volunteer Experience

Chico City Planning Commission (1988-1992); Commission Chair (1990-1992) Chico City Council (1992-1994) and Vice-Mayor(1994-1996), City of Chico, California
President of the Board of Directors, American Lung Association of Northern California
President of the Board of Directors, California Park Homeowners Association (1994-2005)
Member and Secretary of the Board of Directors, White Bluff Property Owners Association (2016-2021)


White Bluff homeowner since April 2010; resident since December 2010

Bill Houser, J.D.

Bill was first introduced to White Bluff in 1994 when his parents purchased a lot in the development, and he was attending Baylor University’s Law School. Over the years, Bill has enjoyed numerous rounds of golf at both courses. Last year, Bill and his wife, Lisa, purchased their own lot in White Bluff because it was clear that the development was again moving in the right direction.

Bill is the founding member of the Houser Firm, a boutique wealth law firm with offices in Dallas, Southlake and Rockwall. He is also principal of Hastings, Laun & Houser, LLLC on the Big Island of Hawaii, where he also maintains a practice. Bill is Board Certified in Estate Planning and Probate by the Texas Board of Legal Specialization.

In between their extensive travels, Bill has always maintained active community involvement. He served a two-year term as Chair of the Rockwall Economic Development Corporation where he oversaw a $14 million budget. While serving, he helped bring Costco and Presbyterian Hospital to the city of Rockwall. He served in other capacities on the REDC board for another 6 years.

Bill also served as the Chair of the Rockwall Area Chamber of Commerce (was on the board for 5 years), Secretary of the Rockwall Noon Rotary and the Rockwall Rotary Foundation, and served on the Helping Hands of Rockwall board for 4 years.

Bill and Lisa now live in north Dallas. They have 3 children, including a junior at Baylor. Lisa is active in their HOA in Dallas, serving as president of the board last year. They enjoy traveling and have an African safari scheduled for early June.

Bill wants to serve the White Bluff HOA at this critical time to have a voice in the ongoing reemergence of the development. He believes that his common sense servant approach to leadership would be a helpful addition to the HOA board.

Joseph V. Manders, Jr.*, J.D.

Birth Place: New Orleans, LA.

Education: B.A. Economics, J.D. Law Louisiana State University

Military Experience: Air Force Reserve, Judge Advocate General Dept. 20 years of service (Retired Lt. Col.).

Work History: 34 years in oil and gas industry in land and legal positions with increased responsibility.

Retired 2012, moved to White Bluff July 2012.

Activities at White Bluff:

  • Criminal Defense Attorney, Hill County- 2016 to present
    (represented over 400 defendants)
  • Commissioner ESD -2 (4 years 2017-2020)
  • White Bluff POA:
    1. Litigation Committee Chairman 2 years
    2. Director WBPOA Board 4.5 years
    3. Greatest Accomplishment as a WBPOA Director: assisting in the acquisition of the White Bluff assets and separation from Double Diamond Corp.

I would like to serve another 3 year term to help manage the increased growth and prosperity I see coming to White Bluff.

*Candidates endorsed by the current Board are noted with an asterisk after their names.

Next Meeting

Date May 20th, 2023
Time 10:00 am
Place New Course Pavilion
Announcement & Agenda
Candidate Bios

State of the White Bluff VFD

Thumbnail image of a document, the April 2022 State of the White Bluff VFD

Hill County Emergency Alerts